David Mikulsky

David Mikulsky, founder of The Cardajan Group, has been helping families plan for their long-term care (ltc) needs since 1992. David assists his clients to find ways to avoid the financial and family burdens that can happen with an LTC event. David has “the heart of a teacher”, helping people to identify their wants and needs, then shopping to find the best company at the most affordable price. He works with all the major companies in the Long-Term Care (LTC) insurance market today.

As an Endorsed Local Provider for LTC insurance plans, David has been following Dave Ramsey since the 1990s and has led Financial Peace University classes at several churches. David has earned the Ramsey Trusted shield of approval, which was awarded to him due to feedback from both the Ramsey Solutions staff and from his own clients.

One of the reasons David is so passionate about LTC insurance is that he set up his parents and in-laws with coverage in the early 1990’s. Subsequently, 3 of the 4 parents used their LTC plans, sparing his own family a lot of heartache, along with emotional and financial burdens.

David and his wife Carol live in beautiful southern Indiana and have three grown children and ten grandchildren.